Educate me on Judaism

[mbajohn1990]

Thanks again for another helpful response.  I have been reading about repentance and i found that being forgiven by the "victim" is important, but that if the sinner completes all the needed steps and forgiveness is refused 3 times then the blame is shifted to the "victim".  Sorry i cannot recall the phrases for the effected parties.  But, is that accurate?  Also, I am concerned about the instances of murder/manslaughter where the victim cannot give forgiveness because they have passed on.  What occurs in these instances?
I have read about She'ol.  Is it accurate that the utterly wicked are damned here or utterly destroyed?  Does "utterly wicked" refer to their acts in their life or their refusal to repent?